I went through all my online bill-pay websites this morning, removed my old ATM card (I lost it; a new one is winging its way to me as we speak) and added my checking account instead, paying as I went and updating addresses, phone numbers, and email. Some of them still had my old St. Nowhere address from first year of grad school.
There are way too many serial numbers, passcodes, passkeys, logins, and pin numbers in my life, considering I have one bank account and one credit card in active use. Bank of America, who bought my credit card company (fuckers) now requires a login, password, and image "passkey" before you can pay them. The only upside to the seriously pages long list of passwords and logins I have is that I don't get any paper bills anymore, which is kind to trees and also cuts down on the amount of filing I have to do. I'd like to set them all up to be auto-withdrawal, except that I'm living close enough to the razor's edge that auto-withdrawal could regularly put me into over...drawal...if I don't choose when and how I pay them.
Direct deposit still eludes me. I was very much against it in grad school, because again, if one deposit failed I'd be looking at a handful of $25 overdraft charges. I decided to bite the bullet and try it out when I got the box office job, but somehow my application never went through, which I felt was a sign. Besides, there's a bank a block from my El stop, so it's not like it's a huge deal to go make the deposit.
It's amusing, isn't it, the idea of direct deposit and autodebit. All these numbers flying around, things appearing and disappearing without effort or hard items of value changing hands. The concept of money becomes less and less tangible as all this combines with the near-ubiquity of debit/credit machines. I remember when you could ask a fast-food cashier if you could pay with plastic and they'd laugh at you. Now, every morning, I walk past a bank of soda machines that take credit cards.